discipline > financial literacy

Have you heard of this quote from Abraham Lincoln?

"Give me six hours to chop down a tree and I will spend the first four sharpening the axe."

It perfectly describes why I think building the skill of discipline is more important than financial literacy. Those four hours sharpening the skill of discipline are important before you build financial literacy. Being financially literate and going after your goals requires lifelong discipline.

Investing for 20+ years requires discipline. Spending less than you earn requires discipline. Building wealth requires a disciplined mind. That’s why discipline is a core principle here at Financial Hot Girl.

Most goals I had (between being financial, physical, spiritual or mental) have all been catapulted into progress by me building the skill of discipline. It was hard, and I really struggled with discipline for over 20 years.

Spending more time building discipline is a higher leverage task to do, instead of trying to white-knuckle your way through a financial/mental/physical goal.

Discipline is highly transferable and is one of the most high value traits you can have. I believe that more And with just under 5 months left in the year, let’s talk about the easiest, science-backed, legit ways to start building it today.

𝜗ৎ In this issue:

• Method 1: Make it easy

• Method 2: Habit stack (cleverly)

• Method 3: Make it a streak (but make it forgiving, like this)

Quick note: In August, all paid subscribers will be in for a chance to get their next book purchase on me (I also have recs!) and a 1:1 catch-up. This is on top of a matcha/coffee on me, access to Rich Girl Blueprints, a resource bank of mini-masterclasses and tutorials. August is my birthday month, so I‘d love to treat someone! Enter by becoming a Close Friend between now and the end of August.

Resources dropping tomorrow for Close Friends:

How to cycle sync your life and business

How to retire early (with a side hustle) F.I.R.E. breakdown

How to be consistent, the lazy way (deep dive on this newsletter topic!)