how to build a payday routine from nothing

5 set-up tasks, 3 routine steps, 1x a month

This is hands down the most important routine you can implement if you want to be better with money and build financial discipline.

This is different to the Financial Hot Girl® method and is more in-depth and psychology-backed. It involves tracking your transactions and there is no set framework, it is more up to you (but I have provided concrete suggestions below).

The FHG method is a more simplified, streamlined payday routine targeted at people who struggle with consistency and procrastination when it comes to their finances.

With this guide, there is a lot more flexibility and more steps entailed, which allows you to be more involved with your payday routine. Each step has a note on when to do it. Overwhelm is still kept at a very minimum, however. So don’t be scared to keep reading and go step by step.

So… if you feel anxious when you’re paid, or you don’t know where your money goes, and you want a routine to follow every payday (the same routine I followed to help me clear my debt and invest consistently), this is the guide to build that system for you in 8 simple steps.