i think you're in a rut

let's talk about the wall you keep hitting & a 3-step fix i use every time

The single biggest reason you’ll fail to reach a goal is because a rut got the better of you.

Whenever I find myself in the swing of good habits, 1% improvements and a slow march towards my goals, at some point in the journey I always seem to encounter a big, steep wall. That wall is a rut. Where my motivation is slow and I am very dangerously on the brink of not caring anymore, sometimes not caring enough to stop my progress altogether.

I usually find myself facing this wall when it comes to wellness or physical habits, but I think the most problematic time to encounter it is when you’ve got a financial habit that’s starting to seem a little boring.

So while the habits are there, but it’s the intention that might not be. And I’ve found that the longer you ignore it, the more likely you are to start unravelling the things that are actually working — or as we love to know it — self-sabotaging.

So here’s 3 steps I do when I catch myself falling into a financial rut.

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Step 1: Diagnose what kind of rut you’re in (there’s 3)

Not all flatness toward a goal feels the same, and the cause matters because the fix is therefore different. Here are the three versions I’ve identified within myself, that you likely face as well — so be honest about which one fits your situation right now.