Financial Hot Girl®

Financial Hot Girl®

the art and science of sloppy action

do it badly | fhg #75

Devamsha | Financial Hot Girl®'s avatar
Devamsha | Financial Hot Girl®
Jan 11, 2026
∙ Paid

Happy Sunday financial hotties 💌 Today, we need to talk about the one thing that will make or break your year.

Last week, we talked about the skills for financial literacy. I gave you specific reading, listening and content to learn from. But the only way you change your life with that information is by acting on it, sloppily. You need to flop. You need to do things before you feel ready to do them.

“The longer you wait to do something you should do now, the greater the chance is that you will never actually do it.” — John C. Maxwell

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Sloppy action. It’s what perfectionists are violently allergic to because it risks a flop. But the leaps and bounds I have made in changing my mental, physical and financial identity in the last 6 years have come from the moments I’ve moved an inch imperfectly instead of trying to do something really well the first time.

Thinking makes you feel smart, but ultimately gets you nowhere. Doing more than thinking actually moves you forward. You don’t have to give up being smart to make progress, you just need to balance it with a bias for action. A Financial Hot Girl principle.

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