79 Comments
User's avatar
Hayley Leong Loon's avatar

I love this. Thank you for sharing and making it accessible for everyone ❤️

Devamsha's avatar

ah, so grateful you found value in it 💌

Ahhhmelia's avatar

Thank you for the thorough breakdown along with resources! I'll definitely be checking out! I appreciate that you broke everything down into bite-sized skills, and that you pointed out "debt isn't moral". We shouldn't feel shame for getting in debt because there are many reasons a person ends up in debt. There's no shame in that.

Devamsha's avatar

100%. Tying my worth as a person to my early 20s debt made it harder to take agency over it! And I’m glad you enjoyed this one. I tried to blend bite sized skills with an action list so that it felt small enough to try :)

Jenn Fonseca, MPH's avatar

Your finances control every other aspect of your life because it affects your choices. Learning about finances in my early 20s changed my trajectory. Now I will tell any young people who will listen to learn the basics, start investing, and reflect on how your emotions affect your spending habits.

Devamsha's avatar

yes the financial hot girl link between mental, physical and financial habits!!! it’s something I discovered and learned the power of in my 20s too

So Let’s Talk About It's avatar

Saving cause I want to be a financial hot girl for real ✨

Cansu Yetisgin's avatar

I love this, specifically, as access to this information has been gatekept from women for so long. We need more and more role models, examples that actively educate and share information on investing, budgeting, saving, and overall managing finances. I started just with a monthly budget, investing in small amounts, learning bits of information, and also by using a lot of reddit (with a critical perspective ofc)

Devamsha's avatar

A good mix of role models and understanding how to take personal responsibility helps too! I also loved Reddit in the earliest stages 🤣

Katie's avatar

Thank you for sharing, such a key message. Financial literacy really is investing in yourself, and it doesn’t get talked about enough!

Devamsha's avatar

Investing in knowledge, sharing as a community and believing in a bigger life 💫

messyheadspace's avatar

Wow i learned a lot in just one article 🤯

Devamsha's avatar

the next one will hopefully help you implement it!! 😂

Savanna Lee Lawson's avatar

Love love love this!!

Devamsha's avatar

thank you for sharing the love! these lessons transformed my 20s

Kalli Glauser's avatar

I love the specific resources you gave under each section. Looking forward into diving into those this month!

Devamsha's avatar

would love to know how you find them!!!

Banna's avatar

Girls that Invest was one of the best books that started me off on my financial journey. high recommend!

Devamsha's avatar

Simran is an inspirational lady and a great role model in this space too - I feature her work a lot!

Mai @ Compounding Daily's avatar

Systems and automation are so important! I personally automate 401k and employee share purchase plan contributions so the money never hits my checking account and can’t be used for daily expenses

Devamsha's avatar

love this system I did a similar thing when I was in corporate!

Ngân Lê's avatar

I love that you highlight these! It’s such a shame we aren’t forced to internalize these in school.

Devamsha's avatar

Agreed. Alongside the fact that we form many of our beliefs of the world (financial and non financial) from a young age, these being some of them would’ve helped

Hunaina🌚's avatar

My goal for 2026 was to be financially literate, so glad I stumbled upon your post!!

Devamsha's avatar

What a great goal 😎I’m glad this post could help you! How come financial literacy is your goal this year?

Hunaina🌚's avatar

Well, you see I’m tryna wear my big girl pants. Be more intentional and smart with money.

Matthew Campobasso's avatar

I love this and just wrote something on how I am focusing my three kids on becoming financially literate in 2026:

https://thecaseforpodcast.substack.com/p/the-case-for-intentionally-teaching

BonBon's avatar

This is too good... Do share more of your knowledge.. it's so helpful 🫶🏻

Devamsha's avatar

so so soooo glad you find it helpful. I’ll be sharing until I physically can’t anymore !!!

Uncovering's avatar

I’ve read through it and taken some notes. It definitely gave me a lot to think about. It’s just kind of become a tradition in our family that my husband handles all the finances; I have a general idea of what’s going on, but I’ve never really looked into the details.

Devamsha's avatar

you don’t understand how happy I am reading this comment. That you are curious about the details. I have another article about finances in a relationship (as an ambitious person) so I just want to leave you with this: just knowing the details is a big step forward. I think financial awareness has a lot of power, you don’t necessarily need to ‘handle’ everything to be literate, but the oversight is a FANTASTIC starting point. Allows the rug to never be pulled from you.

Thank you for reading and the best of luck 🤎